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Computer Bad Credit Financing With No Credit Check & PC’s On Layaway

admin — Fri, 09 Apr 2010 17:36:53 +0000

It wasn’t so long ago when financing a computer with bad
credit was next to impossible. The option for people with
bad credit was to put a computer on layaway. Of course you
could always rent to own a computer, but how many people
used it before you? If you did rent to own a computer you
would have paid up to four times the retail value.

It took awhile, but financing companies are finally starting
to realize that not all people with bad credit are unable to
afford payments on new products and services. There are many
variables that can bring one’s credit rating down such as
bankruptcy or divorce. It’s not always as simple as failure
to pay.

In todays world it is easy to get your computer financed
with bad credit and no credit check if you know where to go.
There are even a couple of different payment options. This
is because there are people who would prefer to put money
down in exchange for a lower monthly payment, and others who
prefer a no money down option.

Some let you put a laptop or desktop computer on what is
referred to as layaway. Though similar, it really isn’t true
layaway because you get to have your computer before it’s
fully paid for. When you put a computer on layaway like
this, what you’re really doing is showing the financing
company you can be trusted to make your payments. Normally
you’ll make payments for a few months before your computer
is shipped.

To get your computer financed with bad credit, no credit, or
without a credit check, you’ll still need a valid checking
account in most cases. This is to your benefit since you can
actually make payments using your checking account and you
don’t need a credit card. Some computer financing companies
will even help you get a prepaid credit card.

Just remember, when you put a PC on layaway through a retail
outlet, you’ll have to pay in full in about 90 days. If you
rent to own a PC you’re going to be over charged in a big
way, and chances are the computer has already been used
before. When you go through a financing company, your PC
will be brand new, out of the box.

If you can afford a good down payment on a computer, that
would be your best option since you can get your new
computer right away, and the payments aren’t that much
higher than if you would have had good credit. When you
can’t afford a sizeable down payment, the best thing you can
do is make extra payments when you can so you’ll get your PC
sooner.

Bad credit computer financing makes it possible for just
about anyone with an income to get a computer without the
hassle of a true layaway deadline or being overcharged by a
rent to own company. Not to mention, many of these companies
offer name brand desktop and laptop computers like DELL, and
in the end, only you know what payment option best suites
your needs.

By: Daymon Hoag

Maybe You Already Have Wireless and Don’t Know It?

admin — Thu, 08 Apr 2010 14:26:16 +0000

More and more laptops and desktop computers are coming pre-equipped with wireless networking devices — it’s so cheap that they might as well put it in, to have another thing to list in the system specifications. It is easy to tell if a desktop computer has wireless enabled. Have a look at the rear panel for a small antenna. If its there then you have wireless. Laptops a much more difficult to diagnose.

If you’re anything like me, though, you probably don’t even know how much memory your computers have, never mind whether any of them came wireless-enabled. When you don’t know what wireless networking is, it’s easy to ignore it in a computer’s specifications, and never take the time to set it up and get it working. Here are some things to look for if you want to check your computer’s wireless capabilities.

Intel Centrino

If your laptop came with something called ‘Intel Centrino mobile technology’, then it’s good news for you! Computer manufacturers seem a little bad at explaining what this technology is or does, but it basically means that your laptop has wireless networking built right in, without you needing to do a thing. It is a marketing name for a combination of the Intel Pentium M processor and Intel’s Pro/Wireless card.

Your computer should have a ‘Centrino’ sticker on it somewhere if it is Centrino enabled. If you think you might have taken the sticker off, you can check the name of your processor by right clicking the My Computer icon on your desktop (or in the Start Menu) and choosing Properties from the menu that appears. Take a look at what it says after the word ‘Computer’ on this screen.

If you’re interested, Centrino technology also increases battery life and allows computers to be smaller. Don’t worry, though, if you didn’t buy a Centrino laptop — as long as your laptop has a free card slot, installing wireless on it will be no trouble.

Desktop Computers

If you’re not sure whether your desktop computer has a wireless connection, the easiest thing to do is to turn it around and look at it. If a wireless connection is present, you should usually be able to see a small aerial sticking out of the back of the computer, towards the bottom.

If there’s nothing there, then it’s still possible that you have a wireless device in the computer, especially if you bought it recently and you think you do. It’s not a good idea to try to open up your computer just to check something, though, so you should probably try and figure it out using Windows.

Checking in Windows

Instead of fiddling around with your computer hardware to see what you’ve got, you can check easily enough using Windows’ Device Manager. To use it, right click My Computer, and choose Manage from that menu. Now click Device Manager.

You should see a list of all the different kinds of things you can install on your computer. Take a look under ‘Network adapters’. Ignore anything that says ‘10/100′ or ‘Ethernet’ — they’re normal network connections, but not wireless ones. If there’s anything else there, it could be a wireless device.

If you think you have a wireless device, but it has a yellow warning sign next to its name in the Device Manager, you should take a look at it to see what’s wrong by double clicking its name. Windows should tell you why the device is not working at the moment, and may suggest that you go through its troubleshooter program. Do that before you do anything else.

If it turns out to be a driver problem, you should insert the drivers CD that came with your computer. Of course, as is always the way, you probably won’t be able to find that CD — but don’t worry, you should be able to find drivers online. First, you should look on the website of the computer’s manufacturer, and then you should try searching for the name that the wireless device had in Device Manager.

Of course, you might find after all this that you don’t have a wireless device after all. Hard luck. It’s better to figure that out now than to buy wireless equipment and then realise you had some already, though, isn’t it? Of course, even if you did find a wireless device in one of your computers, you probably still need more. Don’t worry either way — they’re getting cheaper all the time!

By: Tony Fitz

Top 10 Best Desktop Computers

admin — Thu, 18 Mar 2010 15:34:03 +0000

If you are in the market for a new desktop computer, you know that the number of choices available is staggering. We know how difficult it can be to wade through all of the information, so we have put together a list of the Top 10 best desktop computers. This list should give you a better idea of the type of computer you want, while giving you a broad range of companies to select from. So, without further ado, let’s check out the computers that make the grade.

#10 – Lenovo 3000 J Series: These computers are geared towards families, and they combine the power of AMD 64 processors with the function of a 250MB Hard Drive. Priced at less than $800, these systems clock in as a real crowd pleaser.

#9 – Fujitsu Esprimo C: This is one of the smallest desktops available on the market, and it is also one of the sleekest. These machines can be tailored to your individual needs, and will not disappoint.

#8 – Alienware Area 51 Series: These great looking machines offer unparalleled performance to even the most serious game enthusiasts. The graphics and sound capabilities coupled with the speed of Intel 4 processing make this a must have for those who want a desktop that entertains.

#7 – emachines D5039: Hands down, this desktop is the best value on the market. Emachines is a well repected PC company that has the family in mind, and does a great job of offering amazing products at unbeatable prices. This unit contains everything you need to get started – definitely worth a look (or two!).

#6 – Sony Vaio RB60: This desktop from Sony comes bundled with a lot of cool Sony software, and it also comes equipped with a 17″ LCD display. This is a perfect choice for those wanting a great entertainment PC that also handles work and internet. This product is definitely a solid choice.

#5 – Compaq Presario Series: These computers are very affordable and very reliable. Compaq Presario desktops are the perfect choice for families, and come standard with everything you need to instantly start surfing the web.

#4 – HP Pavilion Series: A much underrated desktop line, the HP Pavilion series features dual core processors, which make multi-tasking a breeze. They also offer easy memory expansion as well as some of the sharpest graphic and sound cards in the business.

#3 – Apple iMac: When it comes to music and video capabilities, the Apple iMac desktop is second to none. Macs are quickly gaining steam in the computer race, and with good reason. You won’t be sorry giving this one a try.

#2 – Gateway DX310 Series: Dual core processors mean this unit is just as fast as other higher priced competitors. Gateway offers amazing customer support, and also has some of the most generous rebate offers in the business. In addition, they make it very easy to earn free upgrades. Do yourself a favor and give Gateway a look.

#1 – Dell XPS 400: This computer tops our list for many reasons. The only thing you need to know is that it look great, it runs amazingly fast (and quiet), and it comes bundled with a 19″flat screen monitor. All of this for under $1000 makes the Dell XPS one sweet deal.

This list of the Top 10 best desktop computers should make buying your next computer a quick and painless process. In fact, considering how great these desktop computers are, you might just find yourself wanting to take more than one home! Have fun!

By: Jo Williams

HP TouchSmart Wall Mounting – VESA Mount Adapter For HP Dx9000 and IQ500 Series TouchSmart PC

admin — Tue, 02 Mar 2010 21:45:57 +0000

The new HP TouchSmart dx9000 Business PC and TouchSmart IQ500 Series all-in-one desktop computer bring a new level of interaction to desktop computing that caters to multiple environments. The ability to mount the HP TouchSmart with a variety of alternate mounting systems, such as wall mounts, kiosk stands, and zero footprint articulating arms, allows for this innovative computer to be strategically placed to attract customer usage, and to also correctly position the touch-enabled interface for a more inviting and comfortable interaction experience for the user.

Creative individuals have posted homemade methods for attaching the HP TouchSmart to VESA compliant mounting systems, just like any standard LCD monitor display would be mounted. Unfortunately, these methods do not correctly attach to the back of the HP TouchSmart to properly hold its weight. Also, the modifications made to the computer ultimately void its warranty by HP.

The HP TouchSmart dx9000 and IQ500 needed to have the ability to be mounted in order for the full potential of their touch-enabled technology to be realized. The VESA mount adapter bracket would need to be designed in a way that it would not require any modifications to be made to the HP TouchSmart for warranty purposes, and also correctly support the weight of the computer. iVERSAL has developed this solution. The VMAHP-22 VESA Mount Adapter from iVERSAL will correctly integrate to both the HP commercial TouchSmart dx9000 Business PC and consumer IQ500 Series desktop; providing the correct VESA mount interface for these computers to be used with VESA compliant mounting systems having the 100mm x 100mm mount hole pattern, and also providing the correct weight capacity for the computer.

3 Home Wireless Network Points

admin — Wed, 27 Jan 2010 13:21:39 +0000

Now a days having a wireless network available to you is more normal than abnormal. Many reasons have led to this change, one being cost. It is very cost effective so set up a wireless network as opposed to a wired network.

Because of the rise in wireless network popularity, more and more computer manufacturers are equipping their systems with the right wireless networking hardware. I am going to discuss 3 big points, wireless networking in laptops, desktops, and also the software on these machines

So we start off with a very important question – Is your laptop or home computer wireless enabled? This is how you can check if your computer has wireless capabilities or not.

Laptops

Many newer laptops have wireless networking capabilities already built in to them. If you laptop came with the hardware built inside of it, then all you need to do is make sure it is enabled and the button on the front (usually) of the laptop is lit up. If a wireless PCMI card is needed in the laptop computer, then make sure it is compatible with your brand of computer first. When you install it, make sure you have the driver disk associated with the hardware, and that it’s driver matches what version of Windows you have.

Desktop Computers

If you need to check to see if your desktop computer has a wireless connection, turn off the computer and turn it around and look for a rod sticking out near the bottom of the tower. This would be the wireless antenna just like an antenna would be on a radio. If you see nothing like this then your desktop probably does not have a wireless card installed in the PCI slot. So buy one that matches the version of Windows that you have on the desktop.

Windows to check the Wireless Capacity

Once everything is installed on your laptop or desktop you want to use windows to check the wireless capacity to make sure the settings are correct. Open up the Device Manager in Windows. Look for the network adapters + sign and click it. Look for something under there that should have the term “wireless” attached to it. If you see that there then you know everything has been configured correctly and all you need to do is connect to the available wireless network.

By: mark dewolf